This is EXACTLY why I love these kinds of discussions. There are so often arguments about terminology, but many of the terms we use have different meanings to each individual. Half the time we're arguing about things we don't actually disagree on.

I don't have any strong feelings about my sex either way and I've never had it tested. I tend to go by the "what you think it is until proven otherwise" model. So my physical sex would be FtM because I was born female (as far as I know), but now have male secondary sex characteristics. Then my gender would be male because...well, that's what I identify as. I'd be ftm-male.

I don't tend to use the "what other people" think model just because there are so often times when what people think and what a person sees themself as conflict. Most people within the trans community would consider me genderqueer. I'm not in any way, shape or form genderqueer. I simply happen to not be a butch-macho-man stereotype.

Inter-gendered isn't a term I'd heard before. I rather like it.